What is the target price of Suryoday Small Finance Bank in 2030 /2025
SURYODAY SMALL FINANCE BANK
Market Cap – 2,125 CR
Has a huge AUM of 9000 CR (up 42% YOY)
Has given a guidance of 9.7% NIMs for FY25
With such a huge AUM & good NIMs, the Bank can generate very good profitability
Is it safe to invest in Suryoday Small Finance Bank?
Available at a PE of just 7.5, which is very undervalued
Trading at a P/B of 1.2
All other Small Finance Banks trade at a P/B of above 2
So this is undervalued
Reported a very strong Q1FY25 result
Net profit up 15% QOQ & 46% YOY 🔥
Highest ever quarterly PAT reported
Company has given a very bullish guidance
30-35% advances growth
40-45% deposits growth
9000 AUM with 9.7% NIM can generate v good PAT for FY25
10 Year compounded profit growth of 38% & 3 Year compounded profit growth of 163%
MY HIGH CONVICTION IDEA🔥
#SURYODAY SURYODAY SMALL FINANCE BANK LTD
What is the future of Suryoday Small Finance Bank?
1) Management has guided for a very strong FY25
Has guided for 30-35% growth in advances & 40-45% growth in deposits
2) Blockbuster Q1FY25 results
Massive growth in earnings
Net profit up 15% QOQ & 46% YOY
Highest ever quarterly PAT
Suryoday is the fastest growing Small Finance Bank
3) Valuation wise very undervalued at a forward PE of just 7.5
4) Asset quality has improved significantly
AUM up 42% YOY & 10% QOQ to 8137 CR
with such huge AUM, Bank can maintain very good growth in profitability
I am expecting a big PE re rating going forward
Very good guidance + Strong growth in earnings + Very low PE
What is the target price of Suryoday Small Finance Bank in 2025?
Suryoday Small Finance Bank
Suryoday small finance bank share price target
Current Market Capitalisation: 2000 Crore.
Can we see this 10,000 Crore in next 3 to 5 years?
Yes, I do believe (based on my knowledge and experience).
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